- Aug 13, 2006
- 11,840
- 3,154
So at the beginning of December my wife was in a car accident. She was not at fault, a woman ran a red light and plowed into her front end. The car was totaled. She was taken from the scene by ambulance to the hospital, treated for a concussion, given a Cat scan and released about 5 hrs later.
Our insurance company, Geico, has been nothing short of fantastic. We filed the claim with them and they have handled almost everything. All of the medical bills have been covered and we were paid the value of the car, less our deductible, within 10 days.
Fast forward to now, the person who hit my wife, their insurance company has taken responsibility and offered us a settlement. Up until now we have not involved a lawyer and did not expect a settlement. They offered her $2500 to settle the claim and they would no longer have liability. This seems low but we have no experience with this. For what its worth, my wife did miss 2 day of work and was put on half days for 2 weeks while recovering from the concussion.
So I guess what I am asking is, do I get a lawyer? Is dealing with the insurance company like buying a car with all the haggling involved?
Thanks!
Our insurance company, Geico, has been nothing short of fantastic. We filed the claim with them and they have handled almost everything. All of the medical bills have been covered and we were paid the value of the car, less our deductible, within 10 days.
Fast forward to now, the person who hit my wife, their insurance company has taken responsibility and offered us a settlement. Up until now we have not involved a lawyer and did not expect a settlement. They offered her $2500 to settle the claim and they would no longer have liability. This seems low but we have no experience with this. For what its worth, my wife did miss 2 day of work and was put on half days for 2 weeks while recovering from the concussion.
So I guess what I am asking is, do I get a lawyer? Is dealing with the insurance company like buying a car with all the haggling involved?
Thanks!